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Focus on the dynamising factor

Updated November 2008

This guidance note has been produced by the General Practitioners Committee (GPC) and the BMA’s Pensions Department to help GPs and local medical committees (LMCs) to understand the arrangements for the dynamising factor (DF), which is applied to GPs’ pensions. This has been updated in November 2008 following the BMA's success in the Judicial Review and the recalculation of the dynamising factors.

The guidance applies to all four UK countries. Where there are differences in approach or detail, this is indicated in the text of the guidance.

Introduction
Since 1 April 2008 there have been two pension schemes in operation for GPs; the amended NHS Pension Scheme applies to those who joined prior to that date and the new scheme to those who joined after that date.

The amended NHS Pension Scheme regulations provide for GPs pensions to be based on 1.4% of their total career dynamised earnings. The new NHS Pension Scheme regulations provide for GPs pensions to be based on 1.87% of their total career dynamised earnings. These earnings are dynamised (uprated) to maintain their value.

To download the guidance in full please use the relevant links on the right hand side of this page.